Gary Allen on Business – Northern California Workshops

How Most People Feel About the Financial Services Industry

Dan Ackroyd

Cowbells

The reality? 

I wish I was only talking about sleazy salespeople from a classic Saturday Night Live skit, but sadly, that is not the case. Too often people have been taken advantage of by salespeople in the financial services industry that are not as easy to spot as the famous characters above. 

Over the past 18 years I have heard so many horror stories from my KNBR listeners about their situation. Often there is a common theme of expensive or inappropriate financial products often sold by people they don’t trust. The road is littered with expensive products, high fees and outrageous commissions that have damaged the financial future of many people.   

I happen to believe that most people are interested in a straight-forward, transparent relationship that is free of conflicts of interest and always in their best interest. Most financial advisers fail to deliver on these basics and rely on greed and fear to sell products.

For 18 years I have been on KNBR personally delivering straight-talk without the B.S., talking about business and investment issues that matter to most people. I want to thank my listeners for making my program so successful and popular over the years. Many people have asked why I don’t do workshops for people around the Bay Area. I have had a number of reasons not to, but after so long, I have run out of excuses not to provide them.

However, I will not compromise on my integrity and my commitment to provide my listeners with straight-talk and no B.S. So my workshops will have a very different feel from the usual provide food, sell something hard and then sell it some more events that people in my industry use to take advantage of you. 

I will deliver education and information just like I do on my radio program. At the end of the event I hope you have a better understanding of how I think you should invest and take care of your financial life. If you would like to meet me I would enjoy meeting you as well. If you want to know what my firm does and how we help people that’s fine too. But you will never and I mean never get a hard sales pitch from anyone I work with. We educate people and give you the opportunity to make your own well-informed decisions. It is your money and your life!   

CONCERN

One of my concerns is a lot of people might sign up for the event and then for whatever reason not attend. This  means other people who would like to go cannot. It also makes it very hard to manage from a numbers standpoint.  As I thought about this, just like magic, one of my listeners provided me with a great idea.

Instead of making it a free event like I planned, we will charge a nominal fee for the event and then donate every penny to charity. Each event will have a fee of $10 for an individual or $15 for a couple. And no we will not be checking to see if the couple is married, living together or whatever. Just sign up and come. Thank you Ed from Palo Alto! 

WORKSHOP LOCATIONS

I need your help. Where should I hold the workshops? Please help me out by using the form below to get on our workshop list and to let us know where you would like to see one held. By the way, please share this with your friends. Thank you in advance for helping me on this and I look forward to meeting all of you in person after all this time! 

 

 

 

Gary Allen on Business, March 13, 2016 – Podcast Now Available

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Human Capital and Financial Capital Equals Life Cycle Investing

Unfortunately, too many people do not understand the interaction between human and financial capital. Human capital is the collective skills, knowledge, or other intangible assets that you possess in order to create economic value. A simpler way to understand human capital is your present and future earning power. Education is an investment in your human capital that pays off in terms of higher productivity. 

Our economic life cycle is driven by a balance between our human and financial capital. Early in life we have a lot of future earnings power in the form of human capital. As we work, we have a choice; to either consume our present earnings or save for future needs. That balance between consumption and savings is one of the primary drivers of our economic life. Consumption is spending, while savings is the process of turning human capital into financial capital. That financial capital becomes our investments.

In this program, I discuss the general concepts of human and financial capital and how it is crucial to understand the big picture. Hope you enjoy the program.

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CONTACT GARY

Have a question for Gary or would like to contact him? You can reach Gary at gallen@prudentllc.com. Or you can try to call him at his office at 916.436.8331.

 

 

 

 

 

 

Stocks Fall… Is It Time To Panic?

PanicStock markets around the world stumbled on Friday. Is this the beginning of the great correction that so many pundits have been calling for? Is it time to panic? The answer of course is nobody knows the future. However, you should be worried if you don’t have a prudent investment process in the first place.

There will always be bumps in the road that will rattle stock markets and investors alike. It takes a prudent investment process and discipline to remain calm and focused on your own goals. If you don’t have a prudent process, or if it is one built on speculation, then the odds are not in your favor.

On the show this weekend, we will chat about how to embrace an investment philosophy that allows you to stay invested through good times and not so good times. *** Also listen for a special offer for some new investment education materials.***

Tune in Sunday morning at 8 AM on KNBR 680 AM San Francisco for Gary Allen on Business.

On the show this weekend, we will chat about how to embrace an investment philosophy that allows you to stay invested through good times and not so good times.

Tune in Sunday morning at 8 AM on KNBR 680 AM San Francisco for Gary Allen on Business.

Are you a Speculator or an Investor? If I looked at your portfolio, would my answer match yours?

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Gary Allen on Business, Sunday, February 23, 2014 On this weekend’s program we will explore the telltale signs of investing and/or speculation. There are warning signs and dangers lurking that you or your advisor might be generating. Find out if you are on a path to investment success or if you and or your advisor are in a dangerous game of speculation. By the way, speculation is only dangerous to your financial health. Your financial advisor, if you have one, will do just fine.

By the way, have you ever looked at your investment portfolio and wondered how did I get here? Or do you ever wonder just how risky your portfolio is? Of course you do. What I will do is provide you with information that will help answer those questions and more. This is an excellent program for anyone who has second thoughts or is having trouble understanding what is going on with their investments.
If you fit into the group of people not so sure about your investments, then tune in to my program on Sunday morning at 8 AM on KNBR 680 AM. And don’t worry, if you can’t make it, just follow this blog and you will receive notification when a podcast of this program becomes available for your listening pleasure.